Find Affordable Health Insurance That Fits Your Needs

Health insurance is a type of insurance product that helps cover the cost of private healthcare services. Depending on the plan selected, it may provide access to private hospitals, general practitioners, prescribed medication, dental care and other healthcare benefits. Health insurance policies are underwritten by registered insurers and are regulated in South Africa.

Medical aid schemes are regulated by the Medical Schemes Act in South Africa. Health insurance is an insurance product regulated under the Insurance Act. While both provide access to private healthcare, they differ in structure, regulation and benefits. Health insurance typically offers more affordable entry-level options and may have different benefit structures compared to traditional medical aid schemes.

Many health insurance plans offer options that can extend cover to your partner, spouse and dependent children. Family plans are structured to provide healthcare benefits for multiple family members under a single policy. The specific family members who can be covered and the associated costs will depend on the insurer and the plan selected.

Selected health insurance plans may include hospital cover, providing access to private hospital networks for planned or emergency procedures. The extent of hospital cover, including which hospitals are included and what procedures are covered, will depend on the specific plan and insurer. It's important to review the policy details carefully.

Yes, many health insurance plans offer day-to-day cover options which may include benefits for GP consultations, depending on the plan. Some plans focus primarily on hospital cover, while others include comprehensive day-to-day benefits. Speak to a consultant to understand which options may be suited to your needs.

Certain health insurance plans may include benefits for prescribed medication and dental care. The availability and extent of these benefits will vary between insurers and plan types. Complete our quick check so a specialist can discuss which plans may include medication and dental cover as part of your healthcare benefits.

Health insurance costs vary depending on the type of cover, the insurer, the number of people covered and the specific benefits included. Options are available across a range of monthly budgets. Complete our short check to explore plans that may suit your specific requirements and budget.

After completing the check, a qualified health insurance consultant may contact you to discuss the information you've provided. They can help you understand available options, answer your questions and guide you through the process of selecting cover that may be suited to your needs. There is no obligation to purchase any cover.